Your Trusted Merchant Services Company Springfield, MA
Seamless Payment Processing for Local Businesses
Running a business in Springfield, MA, requires a reliable, secure, and cost-effective payment processing solution. Whether you operate a retail store, a restaurant, or an e-commerce business, choosing the right merchant services company in Springfield, MA can make all the difference in streamlining transactions and improving your bottom line.
Credit Card Processing
Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.
Dual Pricing
With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.
POS Systems
Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.
Merchant Financing
Financing solutions for merchants that can be paid automatically through their merchant services account.
Credit Card Processing
Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.
Dual Pricing
With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.
POS Systems
Merchant Financing
Financing solutions for merchants that can be paid automatically through their merchant services account.
Bay State Merchant Services takes the time to learn your business – we’re in it for the long-haul with you.
Years in Business
In Payments Processed Annually
Merchants Served

Helping Springfield Businesses Thrive with Seamless Payment Solutions. Your trusted merchant services company in Springfield, MA
We offer a full suite of payment processing solutions, designed to keep your business running smoothly.
Choosing the Right Point Of Sale System for Your Needs
Bay State Merchant Services offers a variety of point of sale systems (POS) and works with a wide range of businesses. Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.
Why Choose Bay State as your Merchant Services Provider in Springfield, MA?
✔ Fast, Secure Transactions – Minimize downtime and process payments with confidence.
✔ No Long-Term Contracts – Enjoy flexible services designed for your business growth.
✔ Cutting-Edge POS Systems – We help you select and install the right system for your business.
✔ Dedicated Customer Support – Local, expert assistance whenever you need it.
Comprehensive Payment Solutions
At Bay State Merchant Services, we provide a full range of services, ensuring businesses across the South Shore have access to the best in payment technology:
Credit Card Processing
Accept all major credit cards with low rates and fast transactions. Our secure payment solutions keep your customers’ data safe.
Point of Sale (POS) Systems
We offer multiple POS systems, which means you get an unbiased rep to help you find the perfect fit for your business operations.
Contactless & Mobile Payments
E-Commerce & Online Payments
If you sell online, our secure gateways and seamless integrations will optimize your checkout process.
We Make Switching Easy!
Consultation
Our merchant services company has certified payment professionals who take the time to understand your business and your need to offer the best solutions.
Statement Analysis
We perform a thorough analysis of merchant statements for businesses and take the time to explain your current rates and fees.
We pay your cancellation fees
Does your current provider charge a termination fee? Don't worry, we will pay your termination fee for you.
Free Equipment
We offer free POS equipment with no lease agreements to all of our new clients to help make switching easier!
Custom Solutions
Customized solutions for integrating the Harbortouch POS System at your business with your current accounting or business software applications.
Dedicated Account Manager
You receive top-notch customer service from your LOCAL rep to ensure a smooth transition and long-lasting relationship.
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Our Partners
Our extensive network of partners allows us the flexibility to provide solutions that meet your needs, and ensure our clients receive the best possible rates.

Speak with one of our LOCAL consultants
Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.