Baystate Merchant Services

Credit Card Processing

Bay State Merchant Services guarantees the lowest available rate for accepting credit/debit cards. Our credit card processing services team will meet or beat all written offers or we will pay you $1,000. It’s that simple.

A Trusted Resource for All your Payment Needs

Point of Sale Systems

The options can be endless. And overwhelming, let our experts in help select the best POS hardware System for your unique needs.

Mobile Payment Solutions

At your location or on the go, our credit card processing services for businesses in New England or nationwide give your customers the payment options they are looking for.

Virtual Terminals

Safely accept credit cards, debit cards, gift cards, and contactless payments wherever you are with our easy to use solutions.

Schedule Recurring Payments

Setup recurring payment schedules to repeat or recurring services, subscriptions and more.

Integrated Online Payments

Customizable pay now buttons and full eCommerce solutions for professional checkout experiences.

Accept New Payment Forms

Payment solutions keep evolving, rest assured our systems are flexible to accept new and emerging payment solutions.

Free Point Of Sale Hardware for New Clients

At Bay State Merchant Services we make switching easy! When you sign up with one of our local credit card processing services we will install your new POS system at no cost to you. No contracts, no leasing equipment, no kidding.

QuickBooks & Custom Software Integration

If you are using QuickBooks or other accounting or business management software, our team will help to integrate your new merchant services platforms with your existing business software. 

We Guarantee the Lowest Available Rates 

If you receive a legitimate written offer that is less than what you are paying with Bay State Merchant Services – we will meet or beat that offer or pay you $1,000. We lock in your rate throughout the life of your relationship with us. With us there are. no contracts, no cancellation fees, and no lease agreements!

Solutions for Every Industry






Professional Services




Non-Profit Organizations


Membership Clubs




Golf Clubs








& So Much More

We Make Switching Easy!


Our merchant services company has certified payment professionals who take the time to understand your business and your need to offer the best solutions.

Statement Analysis

We perform a thorough analysis of merchant statements for businesses and take the time to explain your current rates and fees.

We pay your cancellation fees

Does your current provider charge a termination fee? Don't worry, we will pay your termination fee for you. 

Free Equipment

We offer free POS equipment with no lease agreements to all of our new clients to help make switching easier! 

Custom Solutions

Customized solutions for integrating the Harbortouch POS System at your business with your current accounting or business software applications.

Dedicated Account Manager

You receive top-notch customer service from your LOCAL rep to ensure a smooth transition and long-lasting relationship.

Speak with one of our LOCAL consultants

Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.