Baystate Merchant Services

Dual Pricing

Bay State Merchant Services’ “no fees processing” program allows you to reward cash customers and offset the costs associated with accepting payment cards. Our merchant processing fees program helps businesses to increase their amount of cash-paying customers.

Slash the cost of accepting payment cards by over 90% with dual pricing.

Don’t Be Held Hostage by Credit Card Companies

We’re changing the rules! Now you can pass credit card fees on to credit using customers and recoup 90% or more of Visa, MasterCard, and Discover merchant processing fees at your business.

Reduce Operating Costs and Increase Profit Margins

Our payment professionals help businesses to dramatically reduce operating costs, allowing you to increase your profit margin. The “Save 90%” program allows you an out-of-the-box solution, with minimal training and setup.

How Does it Work?

Transaction amount is entered into the system and the terminal automatically calculates the customer assistance fee to charge to the card using customer.

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The customers receipt clearly breaks down the sales and customer assistance fee for retail and restaurant locations, accounting for tips when necessary.

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Full sales amount goes directly to the merchant and the system uses the customer assistance fee to help offset your merchant processing fees at your business.

Q. How will customers react?
A. Your customers will be encouraged to pay CASH to receive the DISCOUNTED price. They understand that credit and debit cards are more expensive to accept than cash and are used to paying more if they pay their taxes, utilities or tuition with a credit or debit card. When faced with a discount, many consumers will switch to paying with cash. Others will stick with their credit or debit cards and pay the regular price.
Q. How does cash-discount work?
A. A customer presents a credit card to make a purchase. When a credit card is swiped, our terminals (1) automatically applies the non-discounted fee to your discounted cash pricing; (2) prints a receipt showing the discounted cash price with the non discounted fee added; (3) we then deposit the entire full cash price (100%) into your account as though it was a cash transaction, and the non discounted fee is retained.
Q. Third Question?

A. A customer presents a credit card to make a purchase. When a credit card is swiped, our terminals (1) automatically applies the non-discounted fee to your discounted cash pricing; (2) prints a receipt showing the discounted cash price with the non discounted fee added; (3) we then deposit the entire full cash price (100%) into your account as though it was a cash transaction, and the non discounted fee is retained.

“The biggest fear was what customers might say about the program. After three months only one person mentioned it, and they paid cash. With my savings I finally got to on vaction, and gave two employees a raise.”

Dave, Owner

Tacos Mas s Mas

Solutions for Every Industry

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Retail

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Restaurants

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Professional Services

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Construction

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Non-Profit Organizations

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Membership Clubs

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Hospitality

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Golf Clubs

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Municipalities

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eCommerce

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Healthcare

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& So Much More

FREE POS equipment with no lease agreements for new clients.

We Make Switching Easy!

Consultation

Our merchant services company has certified payment professionals who take the time to understand your business and your need to offer the best solutions.

Statement Analysis

We perform a thorough analysis of merchant statements for businesses and take the time to explain your current rates and fees.

We pay your cancellation fees

Does your current provider charge a termination fee? Don't worry, we will pay your termination fee for you. 

Free Equipment

We offer free POS equipment with no lease agreements to all of our new clients to help make switching easier! 

Custom Solutions

Customized solutions for integrating the Harbortouch POS System at your business with your current accounting or business software applications.

Dedicated Account Manager

You receive top-notch customer service from your LOCAL rep to ensure a smooth transition and long-lasting relationship.

Speak with one of our LOCAL consultants

Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.