Baystate Merchant Services

Small Business Education


Business owners must watch. This is a great example of how Bay State Merchant Services can help, especially now.

The merchant in this interview – Kristan Sayers, owner of Kbella hair studio in Brighton, Michigan – says that she will only be able to do 30% of her typical business due to COVID-19 and is concerned about consumers feeling unsure about entering her business. In addition to her significant loss of revenue, now she has the added expense of PPE, including face-masks, gloves, and hand sanitizer. Kristan is also concerned about her high credit card processing fees, and asks the panel for recommendations. Kevin O’Leary’s only answer to these issues is to “shop around” and look for better card rates. THIS IS NOT A GOOD SOLUTION!

Kristan mentions that her payment processing fees are between $10,000 and $15,000 annually, and that she’s looking to eliminate these fees. Thanks to Congress, she can do this. All businesses can do this.

Bay State Merchant Services’s Cash Discount Program is the perfect solution for Kristan and other small businesses nationwide. Not only does this program help merchants eliminate all of their credit and debit card processing fees, but we also provide contactless solutions to keep both the customer and the merchant’s employees safe. Contactless payment terminals are rapidly becoming the new standard in merchant processing, as was EMV payments, and now is the time to jump on this opportunity.

Merchant Spotlight

We love our merchants, and we thank them for their entrepreneurial spirit, work-ethic, and the boost that they give to their local economies. We believe that helping to promote their business is just another way that we at Bay State Merchant Services can express our gratitude for all that they do for the community.