Your Trusted Merchant Services Company in Boston, MA

Efficient Payment Processing Solutions Tailored for Businesses and organizations in Boston, MA

Credit Card Processing

Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.

Dual Pricing

With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.

eCommerce Solutions

Businesses that are online or “card-not-present”, must have a quick and safe way for their customers to make online payments.

Merchant Financing

Financing solutions for merchants that can be paid automatically through their merchant services account.

Credit Card Processing

Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.

Dual Pricing

With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.

eCommerce Solutions

Businesses that are online or “card-not-present”, must have a quick and safe way for their customers to make online payments.

Merchant Financing

Financing solutions for merchants that can be paid automatically through their merchant services account.

Bay State Merchant Services takes the time to learn your business – we’re in it for the long-haul with you.

Years in Business

In Payments Processed Annually

Merchants Served

Offering businesses and organizations in Boston, the lowest possible rates for accepting credit cards.

At Bay State Merchant Services, we help Boston-area businesses streamline payment processing with cutting-edge technology and personalized service. From retail shops to restaurants and e-commerce businesses, we provide comprehensive merchant services, including credit card processing, mobile payments, and advanced POS systems. Our solutions are designed to make transactions faster, safer, and more efficient, so you can focus on what matters most—growing your business.

vLoyalty

vLoyalty combines the power of payments, card-linking loyalty and promotions, and text messaging to help companies easily enroll, engage, know and reward customers, driving repeat visits and new sales.

Choosing the Right Point Of Sale System for Your Needs

Bay State Merchant Services offers a variety of point of sale systems (POS). Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.

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Your Clover point-of-sale (POS) system makes running your business a breeze. Take orders and accept payments. Organize inventory and manage your team.

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SkyTab POS is a next-gen restaurant platform packed with cutting-edge technology

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Lightspeed is the advanced commerce platform for high-performing businesses worldwide.

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Valor terminals have the ability to show all the transactional information for customers to see, including any additional customized information.

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Goji Kiosks provide a self ordering kiorsk with POS integration.

We Make Switching Easy!

Consultation

Our merchant services company has certified payment professionals who take the time to understand your business and your need to offer the best solutions.

Statement Analysis

We perform a thorough analysis of merchant statements for businesses and take the time to explain your current rates and fees.

We pay your cancellation fees

Does your current provider charge a termination fee? Don't worry, we will pay your termination fee for you. 

Free Equipment

We offer free POS equipment with no lease agreements to all of our new clients to help make switching easier! 

Custom Solutions

Customized solutions for integrating the Harbortouch POS System at your business with your current accounting or business software applications.

Dedicated Account Manager

You receive top-notch customer service from your LOCAL rep to ensure a smooth transition and long-lasting relationship.

Why Choose Bay State Merchant Services in Boston:

  • Local Expertise: Serving businesses throughout Boston, we understand the unique needs of the local market. Our team is based here, so we can offer personalized support and in-depth knowledge about what works for businesses in this city.
  • Cutting-Edge Technology: Our payment solutions include state-of-the-art POS systems, mobile payment options, and e-commerce integrations that make accepting payments easy—whether you run a storefront or an online business.
  • Transparent Pricing: We offer straightforward pricing with no hidden fees or surprises. Our goal is to help you save on transaction costs while maximizing your profitability.
  • Security You Can Trust: We prioritize security with PCI-compliant systems to safeguard your customers’ data and ensure every transaction is secure.
  • 24/7 Support: Your business never sleeps, and neither do we. Our dedicated support team is available 24/7 to resolve any issues, so you can keep your business running smoothly.
  • Custom Solutions: Every business is different. That’s why we offer customized payment processing plans that fit your specific needs and growth goals. Whether you’re a small boutique or a multi-location business, we’ve got you covered.

Boston Business Blog

Our Partners

Our extensive network of partners allows us the flexibility to provide solutions that meet your needs, and ensure our clients receive the best possible rates.

Speak with one of our LOCAL consultants

Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.