Cape Cod’s Local
Merchant Services Provider

Bay State Merchant Services provides credit card processing, point-of-sale systems, and more to merchants on Cape Cod.
Credit Card Processing

The premier credit card processing company on Cape Cod. Affordable credit & debit card processing with free equipment & low rates.

Dual Pricing
With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.

POS Systems

Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.
Merchant Financing
Financing solutions for merchants that can be paid automatically through their merchant services account.
Credit Card Processing
Bay State Merchant Services provides affordable credit and debit card processing with free equipment and low rates.
Dual Pricing
With “no fees processing”, you can begin to reward cash customers, and likely see an increase in cash paying customers.

POS Systems

Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.
Merchant Financing
Financing solutions for merchants that can be paid automatically through their merchant services account.

Finding the Right Merchant Services Provider for Your Cape Cod Business

The premier credit card processing company on Cape Cod

If you’re a local business owner, you know the importance of finding the right merchant services provider in Cape Cod. Having access to reliable, secure payment processing solutions can mean the difference between success and failure. But with so many providers out there, how do you know which one is right for your business? Although Bay State Merchant Services now has a national reach, we built our business right here on Cape Cod by supporting the merchants with professional advice, the lowest credit card processing rates and unmatched customer service.

Choosing the Right Point Of Sale System for Your Needs

Bay State Merchant Services offers a variety of point of sale systems (POS) and works with a wide range of businesses. Our Certified Payment Professionals can help you choose the right tools based on your type of business and industry needs.

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Your Clover point-of-sale (POS) system makes running your business a breeze. Take orders and accept payments. Organize inventory and manage your team.

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SkyTab POS is a next-gen restaurant platform packed with cutting-edge technology

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Aloha POS is the industry leader, offering restaurants the technology they need

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Valor terminals have the ability to show all the transactional information for customers to see, including any additional customized information.

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Goji Kiosks provide a self ordering kiorsk with POS integration.

We Make Switching Easy!

Consultation

Our merchant services company has certified payment professionals who take the time to understand your business and your need to offer the best solutions.

Statement Analysis

We perform a thorough analysis of merchant statements for businesses and take the time to explain your current rates and fees.

We pay your cancellation fees

Does your current provider charge a termination fee? Don’t worry, we will pay your termination fee for you.

Free Equipment

We offer free POS equipment with no lease agreements to all of our new clients to help make switching easier!

Custom Solutions

Customized solutions for integrating the Harbortouch POS System at your Cape Cod business with your current accounting or business software applications.

Dedicated Account Manager

You receive top-notch customer service from your LOCAL rep to ensure a smooth transition and long-lasting relationship.

Let’s take a look at some of the factors that you should consider when choosing a merchant services provider on Cape Cod:

Research Your Options

The best way to find the right merchant services provider in the Cape Cod area is to do your research. Look into different providers and compare their features, fees, and customer service ratings. Make sure that they offer all of the services that your business in Cape Cod needs, such as credit card processing, mobile payment solutions, online payments and point-of-sale systems. Additionally, make sure that they are compliant with PCI DSS standards to ensure data security.

Analyze Fees And Rates

It’s important to pay attention to fees and rates when choosing a merchant services provider. Many providers offer special deals or discounts for businesses on Cape Cod, so make sure to ask about those if they are available. Also be sure to read through any contracts carefully before signing up with a provider – this will help protect your business from any unexpected charges or fees down the line. Finally, if you have questions about any of the rates or fees charged by a particular provider, don’t hesitate to ask them directly – they should be able to answer any questions that you have in detail.

Look For A Reputable Company

It’s also important to choose a reputable company when selecting a merchant services provider for your Cape Cod business. Look for companies with years of experience in providing reliable payment processing solutions and great customer service ratings from other customers on Cape Cod or elsewhere in Massachusetts. Don’t be afraid to get references and speak with former clients before making a decision – this can give you valuable insight into how well a particular company performs its duties as a merchant services provider.

Choosing the right merchant services provider can seem like an overwhelming task but it doesn’t have to be! By doing your research, analyzing fees and rates carefully, and looking for reputable companies with years of experience in providing payment processing solutions on Cape Cod will help ensure that you select the best possible provider for your business needs. For a complimentary consultation with your local certified payment professional, please contact us today.

Cape Cod Merchant Services Resources

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Why it mattersIntegration choice affects security scope, implementation time, feature access (tableside ordering, kitchen displays, inventory sync), and the complexity of PCI compliance. Choosing the right approach can save time, lower risk, and avoid expensive rework...

Understanding Chargeback Protection: Safeguarding Your Small Business Payments

For small businesses, chargebacks can be more than just an inconvenience—they can significantly impact cash flow, reputation, and operational efficiency. Implementing effective chargeback protection is essential to minimize risks and ensure smooth payment processing....

Understanding Encryption and Tokenization: Essential Tools for Small Business Payment Security

In today’s digital economy, safeguarding customer payment information is paramount. Two critical technologies that small businesses can leverage to protect sensitive data are encryption and tokenization. While both serve to enhance security, they operate differently...

Merchant Spotlight: The Bradford Guest House Provincetown, RI

Historic charm and modern comfort in the heart of Provincetown Welcome to Bay State Merchant Services’ Merchant Spotlight, where we showcase the amazing local businesses we’re proud to partner with. Today, we’re in Provincetown at The Bradford Guest House — a charming...

Comparing Flat-Rate vs. Interchange-Plus Pricing Models

One of the most confusing aspects of payment processing for small business owners is understanding the fee structures. Two of the most common pricing models are flat-rate and interchange-plus. Each has its advantages and drawbacks, and the right choice depends on your...

Cape Cod Merchant Spotlight

We love our merchants, and we thank them for their entrepreneurial spirit, work-ethic, and the boost that they give to their local economies. We believe that helping to promote their business is just another way that we at Bay State Merchant Services can express our gratitude for all that they do for our Cape Cod communities.

Speak with one of our LOCAL consultants

Set up a time to speak and meet with one of our local Certified Payment Professionals for a complimentary consultation.